Asset Based Lending (ABL)
Flexible funding against a wide range of business assets
In order to achieve strategic objectives, such as acquisitions, mergers or a management buy-out, companies often require flexible funding to increase working capital.
Asset based lending (ABL) allows businesses to borrow against its sales ledger as well as a wide range of its assets, ultimately raising additional funding.
Our ABL solution can be asset or invoice finance led. Top-up cash flow finance is also available for businesses that can demonstrate strong historic and future cash generation.
If you, or your customers, are looking for a thoughtfully constructed facility, our doors are open to provide funding on the following range of assets:
• Property
• Stock
• Plant and machinery
• Commercial vehicles
In certain circumstances we can also provide:
Top-up cash flow finance
Being an independent financial provider, we have the ability to create truly bespoke ABL packages tailored to specific objectives, taking into account the need for flexible timescales and fluctuating demand.
Asset based lending features and benefits:
• Flexible funding that is tailored to your company
• Access to higher amounts of funding, which supports growth ambitions
• Appropriate for a variety of business needs and industries
• Cost-effective approach to improve working capital in line with business growth
Is asset based lending suitable for every business?
ABL is typically used to fund larger businesses, enabling the release of capital against a wide range of assets such as property, equipment, stock, plant and commercial vehicles.
Our areas of industry expertise include:
• Recruitment
• Engineering
• Print & packaging
• Transport & haulage
• Manufacturing
• Wholesale & distribution
• Service industries
